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The product is self-monitored, meaning users can control everything — including arming and disarming the alarm — directly from their mobile devices. The statistics may surprise you! Assurant Solutions estimates 49 million wireless phones will be lost or stolen this year in the United States, and millions more will be damaged. If they do, the deductible alone may be much more than the cost to replace or repair your phone.

Q: How can I get enrolled in the equipment insurance program offered by Bluegrass Cellular? You're eligible to enroll in our equipment insurance program within 30 days after your purchase and activation of a new phone on the Bluegrass Cellular network. Please call to suspend your wireless service to prevent any unauthorized use of your phone if the phone has been lost or stolen.

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Please note, you will need to file a police report for all stolen phones. For any questions about equipment protection, please call Assurant Solutions toll-free at Each phone must be individually enrolled in equipment protection. Each phone will be billed to your account monthly. The deductible will be billed directly to your Bluegrass Cellular Invoice. A copy of the coverage documents, with complete details regarding benefits, exclusions, and deductible, will be mailed to you when you enroll in this program.

If your claim is approved, your non-refundable deductible will be billed to your Bluegrass Cellular bill. Assurant will ship the same or a comparable phone within business days, based on equipment availability.

For an additional fee, you can choose to have your replacement phone expedited. Be assured that we will make every reasonable effort to replace the exact model - either new or reconditioned - of your original phone. All damaged equipment or recovered lost or stolen equipment, becomes the property of Assurant. A prepaid label and instructions will be included with the replacement equipment for return.

The make and model of your wireless phone can be located on the box the phone came in or on your original sales receipt. We need your email address to give you with important information on the status of claims, such as when it's approved, when your phone was shipped, and a tracking number to help you locate the status of your package. It is a government-mandated program that allows customers to keep their cellular number when switching from one carrier to another within the same geographic area. That means fewer dropped calls and dead spots. Bluegrass Cellular wants your porting experience to be easy.

If you're a Nextel customer, you must contact Nextel to remove the number block before continuing. If you're a Sprint customer, you must provide your PIN. Bluegrass Cellular will verify if the number can be ported, your number must reside inside of the Bluegrass Cellular defined service area.

If it has been disconnected, it's too late for porting to take place. During this timeframe, you can schedule a time to come back and for the port to complete. Once you've completed that step, you'll want to activate Bluetooth on the phone so it's discoverable. Search for Bluetooths in the area, and your vehicle Bluetooth should display on your phone.

Select the vehicle Bluetooth and you'll be successfully paired.

All drivers under 18 years of age are banned from cell-phone usage while driving a vehicle. Texting while driving is illegal in most states for drivers of all ages. Jailbreaking is removing manufacturer or carrier restrictions from a device, unlocking all settings and security features.